UNDERVALUED STOCKS IN 2010 4Q:

    * ALGT Allegiant Travel Co 10/15/2010
    * VSNT Versant Corp 11/3/2010

UNDERVALUED STOCKS IN Q3 2010:

    * GRMN GARMIN LTD 8/23/2010
    * VLO VALERO ENERGY CORP 8/23/2010

UNDERVALUED STOCKS IN Q2 2010:

    * JNJ JOHNSON & JOHNSON 04-04-2010
    * AAPL APPLE INC 04-05-2010
    * WMT WAL-MART STORES INC 04-05-2010
    * KO COCA COLA CO 04-06-2010
    * MSFT MICROSOFT CORP 04-08-2010
    * DIS DISNEY WALT CO 04-09-2010
    * CVX CHEVRON CORP 04-10-2010
    * GOOG GOOGLE INC 05-07-2010
    * ORCL ORACLE CORP 05-12-2010
    * XOM EXXON MOBIL CORP 05-19-2010
    * BAC BANK OF AMERICA CORPORATION 05-19-2010
    * FSLR FIRST SOLAR INC 06-09-2010
    * RIMM RESEARCH IN MOTION LTD 06-24-2010

Average rate on 6-month negotiable certificates of deposit (secondary market)

    * 01/2010, 0.29    02/2010, 0.30    03/2010, 0.34
    * 04/2010, 0.42    05/2010, 0.64    06/2010, 0.75
    * 07/2010, 0.62    08/2010, 0.44    09/2010, 0.38
    * 10/2010, 0.35    11/2010, 0.35    12/2010, 0.41

Source:  federalreserve.gov